# Stablecoin Abstraction and Orchestration

The GENIUS Act has ushered in an era of platform-specific stablecoins.  For most of these platforms, the goal of issuing a stablecoin is to generate yield from customers' idle US dollars.  Currently, the biggest challenge to such platforms is the fragmentation and lack of fungibility across stablecoins. By holding a specific platform's stablecoin, users are cut off from the networks of much larger stablecoins, such as USDT and USDC, thereby making it difficult for them to seamlessly participate in the broader crypto ecosystem, which heavily relies on these networks. 

With Orby, wallets and platforms can enable stablecoin abstraction. When stablecoin abstraction is enabled, all a user's stablecoins, including platform-issued stablecoins, are virtually unified, and their balances are fed to dapps as whatever required balance is (e.g. USDC or USDT balances).  As far as dapps are concerned, they become indistinguishable from larger stablecoins, such as USDC or USDT.  At the point of transaction execution, the platform-issued stablecoin is automatically converted into the required stablecoin.  

In other words, Orby enables platforms to instantly network all stablecoins, restore fungibility and capture the yield generated by stablecoins held by their users, rather than giving that yield away to incumbent stablecoin issuers.

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